American Express Travel Insurance

Contact Details

American Express Travel Insurance

Work 0860 885 503
Fax 0860 885 539
Email Address

Whether you’re lying on the beach, exploring a bustling city or heading off to a work meeting, travel is always a welcome break from your routine. But things can also go wrong - from delayed flights, lost baggage to falling ill in a foreign country. That’s where travel insurance can protect you and your wallet from these unforeseen events, so you can have peace of mind and enjoy your trip stress-free.


As an American Express Cardmember, you get basic automatic travel insurance for both local and international travel when you purchase your travel ticket(s) on your American Express® Credit Card1.

Basic Automatic Cover has the following exclusions:

  • Pre-existing medical conditions are not covered
  • Hazardous pursuits, partaking in activities that can endanger your life,  like sky diving

As with all policies, conditions do apply.  Because certain events and pre-existing medical conditions are not covered under the basic automatic insurance, we have arranged top-up packages to enhance your cover. These include:

  • Three options of incremental medical emergency cover, and cover for baggage loss, baggage delay, missed travel connections and ticket upgrades.2
  • Additional Medical Emergency Cover
  • Cancellation of trip
  • Cutting journey short due unforeseen emergency circumstances
  • Travel delay
  • Emergency medical and related expenses for a medical conditions that existed prior to travel
  • Baggage loss, baggage delay, missed travel connections
  • Cover for senior travellers (between the ages of 75 and 85)

If you require additional cover you can buy the optional top-up cover at an affordable fee.